Benefits of Life Settlements

Allow the donor to utilize a dormant asset to make a donation to the SAG Foundation during his or her lifetime without liquidating other financial instruments or disturbing his or her estate

Payout amount is determined through a competitive bidding process and is, on average, 3.6 times greater than the cash surrender value of the policy

Use of proceeds is unrestricted and can be earmarked for cash gifts to charities or individuals, funding long term care policies or healthcare costs, invested or spent in any manner the donor wishes

Donor receives a tax deduction for the portion of the payout donated to charity

Proceeds are tax-free at least up to the amount paid in premium during the life of the policy

Provide an immediate source of cash

May be used to turn business life insurance policies into cash upon retirement

Relieve the donor of some burdensome premium payments

Most policy types are insured seniors are eligible

Allow the donor to maximize the value of his or her life insurance policy during his or her lifetime; donor can see how his or her gift is being used

Offer immediate support for the SAG Foundation

Neither the SAG Foundation or Integrated Wealth Management are tax advisors. It is highly recommended that you consult your CPA before entering into a Life Settlement.

Please contact Integrated Wealth Management for further details.